Life Insurance Review
Contact us for a FREE Life Insurance Review
Client Focused Advisors is made up of experienced financial advisors. We focus on our client needs first and select appropriate insurance products to meet their goals. Things we look at:
- Are you paying too much? Life insurance costs have come down due to longer life expectancy and more competition. Medical advances and relaxed underwriting standards are helping some people qualify for better rates.
- Will you outlive your policy? Your policy could lapse/ expire even though you are paying premiums. Many universal and variable life policies may expire due to lower interest rates and poor stock market return.
- Do you have the right product? Insurance products are complicated and often people choose the wrong product for their needs.
- Is your coverage adequate? Due to rising cost of education, medical, and housing many people are underinsured.
- Is the owner/beneficiary set up correctly? Many people forget to update owner/ beneficiary as their life changes.